What Is the Minimum Investment for a Dubai Golden Visa

Dubai Golden Visa

In recent years, Dubai has become a magnet for global investors, entrepreneurs, and professionals looking to build a future in one of the world’s most dynamic cities. The Dubai Golden Visa, introduced in 2019, has made this process even more attractive by offering long-term residency to those who meet specific criteria, especially through real estate investment.

So, what’s the minimum investment required to qualify for a Golden Visa in Dubai? Let’s break it down.

What Is the Dubai Golden Visa?

The Golden Visa is a long-term residency program that allows foreign nationals to live, work, study, and even sponsor family members in the UAE without the need for a local sponsor.

There are different Golden Visa categories, but the most popular among investors is through real estate ownership.

Minimum Investment Required for a Dubai Golden Visa

As of now, the minimum investment required to obtain a Golden Visa through real estate is:

AED 2 million (approx. USD 545,000)

This can be achieved by:

Purchasing a property worth AED 2 million or more
Investing in one or multiple properties totaling AED 2 million
Buying mortgaged properties, provided the investor has paid at least AED 2 million of the property value to the bank

Both off-plan and completed properties are eligible, as long as they meet the valuation criteria.

Key Eligibility Conditions

To apply for the Golden Visa via real estate, you must:

Invest AED 2 million+ in freehold property
The property must not be under dispute or litigation
Joint ownership (e.g., with a spouse) is allowed, but each investor must meet the minimum individual threshold
Properties must be owned, not rented

The AED 2 million investment must be sustained throughout the duration of the visa.

Required Documents for Application

Here’s what you’ll typically need to apply for the Dubai Golden Visa through property investment:

Passport copy
Title deed (showing ownership of AED 2M+ property)
Property valuation certificate (from Dubai Land Department)
Recent passport-sized photo
Health insurance (as per UAE regulations)
Copy of Emirates ID (if already a resident)
Proof of funds or mortgage repayment (if applicable)

Visa Validity & Benefits

10-Year Golden Visa

The Dubai Golden Visa is valid for 10 years and is renewable if you continue to meet the investment conditions.

Key Benefits:

Live, work, and study in the UAE
100% foreign ownership of businesses
Sponsor family members (spouse, children, parents, dependents)
No requirement for a local sponsor
No personal income tax

What Kind of Properties Qualify?

Almost all types of freehold properties can qualify, including:

Apartments
Villas
Townhouses
Commercial properties (in some cases)
Off-plan properties (from approved developers)

The total value must be equal to or more than AED 2 million, and properties must be within approved areas by the Dubai Land Department (DLD).

Tips for Investors Applying for the Golden Visa

Work with a certified agent to find qualifying properties
Choose areas with strong rental yields if planning to lease out
Maintain property value above AED 2M to ensure renewal eligibility
Use a mortgage advisor if financing a portion of the property
Consider multiple smaller units that total AED 2M for portfolio flexibility

Where to Apply?

You can apply through:

Dubai Land Department (DLD)
General Directorate of Residency and Foreigners Affairs (GDRFA)
Approved typing centers
Online via the UAEICP or GDRFA Dubai portals

Dubai’s Golden Visa is a game-changing opportunity for real estate investors seeking long-term stability in a tax-free, high-growth economy. With a minimum investment of just AED 2 million, you can unlock a 10-year residency, access world-class infrastructure, and secure a home in one of the safest and most progressive cities in the world.

 

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